Business Financing
Mission-based gap financing to launch or expand your project.
KRDC can partner with your bank or lend directly when traditional financing isn’t sufficient. Underwriting and risk evaluation are part of our process. We’ll request a loan application with cash-flow projections, historical tax returns, and a business plan—templates below make the first pass easy.
What We Fund
- Owner-occupied commercial real estate; building & leasehold improvements
- Machinery & equipment, inventory, and working capital
- Business acquisition
- Most sectors: health services, manufacturing, professional/technical, some retail, wholesale trade
- Projects that create employment opportunities for local citizens
Collateral & Guarantees
- Real estate, business equipment, and certain personal property accepted as collateral
- First position is not always required
- Personal guarantees of principals are required